Our Team

CRA has evolved slowly, ensuring that we gather the right people to join our team.

Glenn Kerr, Partner and Principal Adviser
Glenn is the founding partner of Complete Risk Analysis Pty Ltd (CRA).
He has been in the industry since 1983 and has operated as a risk specialist since 1988. He holds an Advanced Diploma of Financial Services, is highly regarded in the risk industry and is considered an expert in his field. Glenn is an Authorised Representative of the Lonsdale Financial Group. glenn@craaustralia.com.au

Nettie Handley, Partner and Chief Executive Officer
Nettie has extensive experience in the life insurance industry and has worked with Glenn since 2000. Nettie holds a Masters degree in Information Management and Systems and also holds a Diploma of Financial Services. Her role includes the management and operations areas of our business, including the ongoing development and maintenance of our electronic administration and data transfer systems. Nettie is also authorised to provide risk advice, and is an Authorised Representative of the Lonsdale Financial Group. nettie@craaustralia.com.au

Frank Avitabile, Business Development Manager and Adviser
Frank has over 30 years experience in the life industry, both in corporate work and as an adviser in his own practice. Frank joined CRA in April 2006 with the specific role of assisting our referring professionals identify their clients’ needs, and where appropriate, to understand and develop a culture of mutual benefit in protecting those clients. Frank holds a Diploma of Financial Services and is an Authorised Representative of the Lonsdale Financial Group. frank@craaustralia.com.au

David Morgan, Adviser
David has over 30 years experience in the life industry. David joined CRA in August 2006, leaving a national corporate role in the area of personal and business risk. David has joined CRA to work as an adviser, adding considerable experience and expertise to our advisory team. David holds an Advanced Diploma of Financial Services and is an Authorised Representative of the Lonsdale Financial Group. david@craaustralia.com.au

Nicholas Brian, Adviser
Nic has over 10 years experience in the life industry, working in Melbourne and Sydney as a practice development manager for financial planning practices. Nic joined CRA in June 2008 to focus on his burgeoning passion, ‘risk’. He holds a Bachelor degree in Arts and an Advanced Diploma of Financial Services, and is an Authorised Representative of the Lonsdale Financial Group. nicholas@craaustralia.com.au

Joanne Wilding, Office Manager
Joanne has extensive experience in the finance industry and has worked with CRA since July 2003. Her primary roles are to maintain business practices, to maintain referral practice reporting, and to facilitate special projects as they arise. Joanne is also a para-planner.  joanne@craaustralia.com.au

Alicia Kerr, Receptionist / Administrator
Alicia joined CRA when we moved to the Melbourne CBD in October 2005. Her primary roles are to maintain our client database, updating it for new and revised policies, and to ensure that client applications are processed and completed as quickly as possible. Alicia also prepares all the client documentation in relation to policy completions and reviews. alicia@craaustralia.com.au

Dina Rigoni, Technical and Administration Support
Dina joined CRA in February 2008 to provide technical support in our electronic administration and data transfer systems. Dina also provides general office and para-planning support. dina@craaustralia.com.au